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Calculate monthly EMI, total interest, and total payment for any loan.
Principal you plan to borrow.
Annual interest % and years of repayment.
Monthly installment, total interest, and total payout.
Uses the classic reducing-balance EMI formula banks use.
Loan figures never leave your browser.
Plan home, car, or personal loans without signup.
EMI + interest + total payment at a glance.
Quick answers about tools, privacy, limits, and pricing.
EMI = P × r × (1+r)^n / ((1+r)^n − 1), where r is monthly rate and n is months.
The formula is universal (reducing balance). Works for any currency amounts.
No. Calculation is local.
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